The Community Reinvestment Act (CRA) encourages banks to help meet the credit needs of communities in which they operate, including low- and moderate-income neighborhoods, consistent with safe and sound banking operations.
CRA Performance Evaluation
BCSB is rated Satisfactory. An institution in this group has a satisfactory record of helping to meet the credit needs of its assessment area, including low- and moderate- income neighborhoods, in a manner consistent with its resources and capabilities.
Click here to access our CRA Performance Evaluation (pdf).
Retail Banking Services and Fees
Loans -
Agricultural, Commercial, Consumer
Deposit Accounts -
Checking Accounts (Regular, NOW, Money Market), Savings Accounts, Certificates of Deposit, Individual Retirement Accounts
Other Services -
Debit Cards, Money Orders, Wire Transfers, Safe Deposit Boxes
Assessment
Area
Benton County
Census Tract 9602, 9606
Iowa County
Census Tract 9601, 9602
Click here to access the Assessment Area Map (pdf).
Benton County State Bank
212 Locust Street NE
Blairstown, IA 52209
Office Hours
Mon-Thurs: 8:30am - 3:00pm
(Drive-up open until 4:00pm)
Friday: 8:30am - 5:00pm
(Drive-up open until 5:00pm)
CRA Public Comments
Benton County State Bank has not received any comments for the current year or for the preceding two calendar years.
HMDA Disclosure Statement
When applicable, Benton County State Bank's HMDA Disclosure Statement may be obtained through the Consumer Financial Protection Bureau's web site. (www.consumerfinance.gov/hmda)
Loan-to-Deposit Ratio
- Date BCSB Peers
- 03/31/23 90.25% 43.60%
- 06/30/23 80.35% 65.25%
- 09/30/23 81.98% 65.22%
- 12/31/23 84.74% 65.78%
*Please contact the Bank at 319 454 6230 to request a paper copy of the CRA Public file. A fee may apply.