Benton County State Bank has operating loans to fit every operation, from crop to livestock enterprises. Terms and schedules specific to your needs are available. These loans are secured by crops, livestock, machinery, real estate, or other liquid assets.
New or used machinery loan with flexible terms. These loans can be secured by the equipment purchased or other acceptable collateral.
If you work with livestock, we have the financing you need. Feeder loans are available for livestock and feed until they are ready for market. Breeding stock loans are available to build or replace the herd. Payment schedules ranging from monthly to annually are used in an effort to match sales. Lines of credit often are used for feeder livestock.
If you would like to refinance, buy additional acres, or add a livestock facility or grain structure, we have longer-term loans to assist. Call us for details.
For those with cash-flow constraints or minimum equity, we can use FSA loan programs to provide operating or farm ownership funds.