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Identity Theft and Internet Banking Safety

Internet Banking Safety

Benton County State Bank Online Banking offers you an alternative electronic channel where you can manage your bank accounts and perform banking transactions over the Internet. Online Banking is available to all Benton County State Bank customers.

With Benton County State Bank Online Banking you will be able to inquire about your account balances, transfer funds, view your transaction history, and even apply online for a loan and deposit account. You can view our full range of online banking services at ONLINE BANKING

Online Banking offers you 24-hour access to your accounts every day. It is quick and convenient, allowing you to perform your transactions anywhere, anytime, and from any computer with access to the Internet.

The Internet is a wide area network of computers connected around the world to facilitate data transmission and exchange. Due to the open nature of the Internet, all web-based services such as BCSB’s Online Banking are inherently subject to risks such as online theft of your Access Code/User ID/Username, PIN/password, virus attacks, hacking, unauthorized access, and fraudulent transactions.

On Benton County State Bank's Internet banking you must enter your own Access number and confidential Online Banking Password every time you access the system. You must ensure that your password is known ONLY to you. You should change your password regularly and ensure that it is a combination of letters and numbers, and difficult for people to guess.

While the Bank has put in place the necessary security practices and measures to safeguard against these risks, the Bank still is unable to guarantee the complete security of your transactions against any attacks.

As an Internet banking customer, you play an important role in protecting your account information.

Never access your Internet banking accounts through hyperlinks in e-mails, pop-up windows, or search engines.

Be aware of unexpected hoax and scam e-mails with attachments, and be aware of suspicious web sites.

Always access your account by typing the web address in the address bar of the browser or by selecting the bookmark for the genuine web site.

Install personal firewall and anti-virus software and regularly update them.

Never leave your computer unattended while logged on to Internet banking.

Always log out of your accounts after you have finished your banking session.

Never give out your password.

Do not use your date of birth, phone number, address, or your name or name of a friend/pet/relative in your password.

Change your password regularly--every two months is preferable.

Do not use your Internet banking password for anything else (for example, e-mail)

Always be cautious when using computers in public place. Do not leave the screen idle for long periods or leave the computer unattended.